Exclusive medicare, ACA, and Final Expense live transfer leads for agencies, brokers, and call centers, direct from our own insurance lead generation funnel. Real-time delivery, no long-term contracts, pay-per-call and pay-per-sale options.
Every lead is 100% exclusive, once it's sold to you, it is never resold to anyone else.
Pre-qualified Medicare-eligible consumer, warm-transferred by phone.
Pre-qualified ACA shopper, warm-transferred to your team by phone.
Pre-qualified Final Expense shopper, warm-transferred by phone.
Only pay when a transferred lead actually converts.
Ask about volume discount tiers for bulk agent and agency signups, pricing above reflects standard rates.
Sign up now and you'll get a call or text from our rep within 10 minutes, they'll set you up personally. Most agents are taking their first calls within 15-20 minutes of signing up. Bring your own dialer, or use ours.
Based on our current buyers' actual close ratios, minimum 14% in SEP, 25% in AEP, 22% in OEP, here's what a live transfer actually costs you per sale, compared to flat CPA pricing.
| Season | Close Ratio | Effective Cost/Sale @ $12 Buffer | Effective Cost/Sale @ $20 Buffer | Flat CPA |
|---|---|---|---|---|
| AEP | 25% | $48 | $80 | $125 |
| OEP | 22% | $55 | $91 | $125 |
| SEP | 14% (minimum) | $86 | $143 | $125 |
During AEP and OEP, live transfers beat flat CPA on cost per sale. In SEP, the 10-sec buffer still beats CPA, the 120-sec buffer is where flat CPA starts making more sense. Mix and match by season to keep your cost per sale down year-round.
Not ready to buy in bulk? Run a small test batch of live transfer calls for $100 and see the quality for yourself before scaling up.
Know another licensed agent or agency who'd want in? You get $150 for every new signup you refer, no cap.
| Vertical | Format | Price |
|---|---|---|
| Medicare | Live Transfer, 10 sec buffer | $12 |
| Medicare | Live Transfer, 120 sec buffer | $20 |
| Medicare | Pay Per Sale (CPA) | $125 |
| ACA | Live Transfer, 15 sec buffer | $14 |
| ACA | Live Transfer, 180 sec buffer | $25 |
| ACA | Pay Per Sale (CPA) | $65 |
| Final Expense | Live Transfer, 15 sec buffer | $12 |
| Final Expense | Live Transfer, 60 sec buffer | $16 |
| Final Expense | Live Transfer, 120 sec buffer | $20 |
| Both | Test Batch | $100 |
| Dialer | Bring your own | Free |
| Dialer | Use ours | From $50/mo |
Volume discounts available on all formats, get in touch for tiered pricing on higher weekly volumes.
Calculator is for illustration only, actual results depend on the buyer's own sales process and aren't guaranteed by HealthOptions/Agency Partnership Program.
No. Volume can be scaled up or down month to month, there's no lock-in period.
Every lead carries a Jornaya LeadiD token and TrustedForm certificate, so you have documented proof of consent for every contact you make.
OEP (Open Enrollment Period) leads spike seasonally and cover general plan-switching intent. SEP (Special Enrollment Period) leads come from qualifying life events, job loss, moving, aging into Medicare, and flow year-round.
Yes, you're responsible for holding the appropriate state licensing and any required carrier certifications (like AHIP for Medicare) before contacting leads in a given state.
Web leads and live transfers are delivered in real time as they're captured, there's no batching delay.
Yes, our live transfer pricing is effectively pay-per-call, billed per buffer tier. We also offer pure pay-per-sale (CPA) pricing if you'd rather only pay on a closed sale.
Both, we work with individual licensed agents, agencies, brokerages, and call centers. Volume discounts apply regardless of team size, based on weekly lead volume.
