Answer 2 quick questions and get matched with Medicare and ACA marketplace plans available near you, including plans for the self-employed. Free, fast, and no obligation.
Question 1 of 2, Which coverage are you looking for?
Individual & family health coverage. See if you qualify for subsidies that lower your monthly cost, use our subsidy estimate to check.
Medicare Advantage, Supplement & Part D. Get medicare quotes for plans available near you.
HealthOptions is a licensed marketing and lead-generation service built for people comparing Medicare Advantage, Medicare Supplement, and ACA marketplace health insurance. Every request is reviewed by a real licensed agent, never an automated quote engine, who compares affordable health insurance options available in your zip code, including plans for the self-employed and those approaching open enrollment.
Missed enrollment windows and confusing subsidy rules are the biggest reasons people overpay for coverage. We close that gap by matching you with a licensed agent who explains your options in plain language, checks your subsidy eligibility, and walks you through Medicare quotes or marketplace plans at your own pace, free to use, with no obligation to enroll.
Medicare Advantage, Medicare Supplement, and Part D prescription drug plans compared side by side, built for people turning 65 or already on Medicare, with free Medicare quotes for plans available near you.
Affordable health insurance through the ACA marketplace, including subsidy-eligible plans for individuals, families, and the self-employed. We'll check what you qualify for before open enrollment closes.
Term life insurance for income protection, plus final expense and burial insurance for seniors, straightforward coverage options with no medical exam required on many plans.
We don't just help you once and disappear. If a question comes up later, a billing issue, a coverage change, a claim you don't understand, reach out anytime by email or by submitting a quick form, and one of our support representatives will call you back. We cover every question and insurance-related concern, not just the ones that come up during sign-up.
Licensed agents serving all 50 states. Find Medicare and ACA marketplace information specific to your city below.
Not sure if you need ACA or Medicare, or just have a question? Leave your details and a licensed agent will sort it out with you on the phone.
Three steps. No pressure, no obligation.
Zip code and a few quick details, takes under 2 minutes.
We match you with options available in your area, based on what you actually need.
Ask questions, compare, and enroll only when you're ready. Never automatic.
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurers, often bundling hospital, medical, and prescription drug coverage, sometimes with extra benefits like dental or vision.
Original Medicare generally does not cover routine dental or hearing aids. Some Medicare Advantage plans include these as added benefits, your agent can show you which plans in your area do.
Cost depends on your household size, income, and location, many households qualify for premium subsidies that significantly lower the monthly cost. We'll help you check what you qualify for.
Yes, it's free to compare plans, and there's no obligation to enroll. Licensed agents present your options; you decide if and when to move forward.
Medicare is federal health coverage primarily for people 65+ or with certain disabilities. Medicaid is a joint federal/state program based on income. They're separate programs with different eligibility rules.
Answer the two quick questions above and a licensed agent will pull medicare quotes for plans available in your specific zip code, completely free, with no obligation to enroll.
Yes. Self-employed individuals can shop ACA marketplace plans directly, and many qualify for subsidies based on estimated household income that make premiums significantly more affordable.
Your household size and income (entered on the ACA path) let your licensed agent estimate your subsidy eligibility before you ever have to commit to a plan.
Open Enrollment typically runs November 1 through January 15. Outside that window, you may still qualify through a Special Enrollment Period if you've had a job loss, move, marriage, or other qualifying life event.
